$archiver NSKeyedArchiver $objects $null $class CF$UID 37 NS.objects CF$UID 2 $class CF$UID 33 NS.keys CF$UID 3 CF$UID 4 CF$UID 5 NS.objects CF$UID 6 CF$UID 7 CF$UID 35 Title Text Date Untitled Snapshot $class CF$UID 34 NSAttributes CF$UID 10 NSDelegate CF$UID 0 NSString CF$UID 8 $class CF$UID 9 NS.string Assets are money that you have, and Liabilities are money that you owe. ``Liabilities'' is just a more inclusive name for Debts. An Asset is typically increased by transferring money from an Income account, such as when you get paid. Here is a typical transaction: @smallexample 2004/09/29 My Employer Assets:Checking $500.00 Income:Salary @end smallexample Money, here, comes from an Income account belonging to ``My Employer'', and is transferred to your checking account. The money is now yours, which makes it an Asset. Liabilities track money owed to others. This can happen when you borrow money to buy something, or if you owe someone money. Here is an example of increasing a MasterCard liability by spending money with it: @smallexample 2004/09/30 Restaurant Expenses:Dining $25.00 Liabilities:MasterCard @end smallexample The Dining account balance now shows $25 spent on Dining, and a corresponding $25 owed on the MasterCard---and therefore shown as $-25.00. The MasterCard liability shows up as negative because it offsets the value of your assets. The combined total of your Assets and Liabilities is your net worth. So to see your current net worth, use this command: @example ledger balance ^assets ^liabilities @end example Relatedly, your Income accounts show up negative, because they transfer money @emph{from} an account in order to increase your assets. Your Expenses show up positive because that is where the money went to. The combined total of Income and Expenses is your cash flow. A positive cash flow means you are spending more than you make, since income is always a negative figure. To see your current cash flow, use this command: @example ledger balance ^income ^expenses @end example Another common question to ask of your expenses is: How much do I spend each month on X? Ledger provides a simple way of displaying monthly totals for any account. Here is an example that summarizes your monthly automobile expenses: @example ledger -M register expenses:auto @end example This assumes, of course, that you use account names like @samp{Expenses:Auto:Gas} and @samp{Expenses:Auto:Repair}. $classes NSMutableString NSString NSObject $classname NSMutableString $class CF$UID 33 NS.keys CF$UID 11 CF$UID 12 NS.objects CF$UID 13 CF$UID 30 NSParagraphStyle NSFont $class CF$UID 29 NSAlignment 4 NSLineHeightMultiple 1.1000000238418579 NSTabStops CF$UID 14 $class CF$UID 28 NS.objects CF$UID 15 CF$UID 17 CF$UID 18 CF$UID 19 CF$UID 20 CF$UID 21 CF$UID 22 CF$UID 23 CF$UID 24 CF$UID 25 CF$UID 26 CF$UID 27 $class CF$UID 16 NSLocation 28 $classes NSTextTab NSObject $classname NSTextTab $class CF$UID 16 NSLocation 56 $class CF$UID 16 NSLocation 84 $class CF$UID 16 NSLocation 112 $class CF$UID 16 NSLocation 140 $class CF$UID 16 NSLocation 168 $class CF$UID 16 NSLocation 196 $class CF$UID 16 NSLocation 224 $class CF$UID 16 NSLocation 252 $class CF$UID 16 NSLocation 280 $class CF$UID 16 NSLocation 308 $class CF$UID 16 NSLocation 336 $classes NSArray NSObject $classname NSArray $classes NSParagraphStyle NSObject $classname NSParagraphStyle $class CF$UID 32 NSName CF$UID 31 NSSize 14 NSfFlags 16 Courier $classes NSFont NSObject $classname NSFont $classes NSDictionary NSObject $classname NSDictionary $classes KBWordCountingTextStorage NSTextStorage NSMutableAttributedString NSAttributedString NSObject $classname KBWordCountingTextStorage $class CF$UID 36 NS.time 267380389.18805301 $classes NSDate NSObject $classname NSDate $classes NSMutableArray NSArray NSObject $classname NSMutableArray $top Snapshots CF$UID 1 $version 100000