<?xml version="1.0" encoding="UTF-8"?> <!DOCTYPE plist PUBLIC "-//Apple//DTD PLIST 1.0//EN" "http://www.apple.com/DTDs/PropertyList-1.0.dtd"> <plist version="1.0"> <dict> <key>$archiver</key> <string>NSKeyedArchiver</string> <key>$objects</key> <array> <string>$null</string> <dict> <key>$class</key> <dict> <key>CF$UID</key> <integer>37</integer> </dict> <key>NS.objects</key> <array> <dict> <key>CF$UID</key> <integer>2</integer> </dict> </array> </dict> <dict> <key>$class</key> <dict> <key>CF$UID</key> <integer>33</integer> </dict> <key>NS.keys</key> <array> <dict> <key>CF$UID</key> <integer>3</integer> </dict> <dict> <key>CF$UID</key> <integer>4</integer> </dict> <dict> <key>CF$UID</key> <integer>5</integer> </dict> </array> <key>NS.objects</key> <array> <dict> <key>CF$UID</key> <integer>6</integer> </dict> <dict> <key>CF$UID</key> <integer>7</integer> </dict> <dict> <key>CF$UID</key> <integer>35</integer> </dict> </array> </dict> <string>Title</string> <string>Text</string> <string>Date</string> <string>Untitled Snapshot</string> <dict> <key>$class</key> <dict> <key>CF$UID</key> <integer>34</integer> </dict> <key>NSAttributes</key> <dict> <key>CF$UID</key> <integer>10</integer> </dict> <key>NSDelegate</key> <dict> <key>CF$UID</key> <integer>0</integer> </dict> <key>NSString</key> <dict> <key>CF$UID</key> <integer>8</integer> </dict> </dict> <dict> <key>$class</key> <dict> <key>CF$UID</key> <integer>9</integer> </dict> <key>NS.string</key> <string>Keeping a budget allows you to pay closer attention to your income and expenses, by reporting how far your actual financial activity is from your expectations. To start keeping a budget, put some period transactions at the top of your ledger file. A period transaction is almost identical to a regular transaction, except that it begins with a tilde and has a period expression in place of a payee. For example: @smallexample ~ Monthly Expenses:Rent $500.00 Expenses:Food $450.00 Expenses:Auto:Gas $120.00 Expenses:Insurance $150.00 Expenses:Phone $125.00 Expenses:Utilities $100.00 Expenses:Movies $50.00 Expenses $200.00 ; all other expenses Assets ~ Yearly Expenses:Auto:Repair $500.00 Assets @end smallexample These two period transactions give the usual monthly expenses, as well as one typical yearly expense. For help on finding out what your average monthly expense is for any category, use a command like: @example ledger -p "this year" -MAs bal ^expenses @end example The reported totals are the current year's average for each account. Once these period transactions are defined, creating a budget report is as easy as adding @option{--budget} to the command-line. For example, a typical monthly expense report would be: @example ledger -M reg ^exp @end example To see the same report balanced against your budget, use: @example ledger --budget -M reg ^exp @end example A budget report includes only those accounts that appear in the budget. To see all expenses balanced against the budget, use @option{--add-budget}. 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