Added beginning draft of manual for 3.0

This is being kept in Scrivener format, for ease of writing.

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+{\rtf1\ansi\ansicpg1252\cocoartf949\cocoasubrtf460
+{\fonttbl\f0\fmodern\fcharset0 Courier;}
+{\colortbl;\red255\green255\blue255;}
+\pard\tx560\tx1120\tx1680\tx2240\tx2800\tx3360\tx3920\tx4480\tx5040\tx5600\tx6160\tx6720\sl264\slmult1\ql\qnatural\pardirnatural
+
+\f0\fs28 \cf0 While reporting the totals for all accounts can be useful, most often\
+you will want to check the balance of a specific account or accounts.\
+To do this, put one or more account names after the balance command.\
+Since these names are really regular expressions, you can use partial\
+names if you wish:\
+\
+@example\
+ledger bal checking\
+@end example\
+\
+Reports:\
+\
+@smallexample\
+           $1,480.00  Assets:Bank:Checking\
+@end smallexample\
+\
+Any number of names may be used:\
+\
+@example\
+ledger bal checking broker liab\
+@end example\
+\
+Reports:\
+\
+@smallexample\
+           $1,480.00  Assets:Bank:Checking\
+             50 AAPL  Assets:Brokerage\
+              $-2.00  Liabilities\
+@end smallexample\
+\
+In this case no grand total is reported, because you are asking for\
+specific account balances.\
+\
+For those comfortable with regular expressions, any Perl regexp is\
+allowed:\
+\
+@example\
+ledger bal ^assets.*checking ^liab\
+@end example\
+\
+Reports:\
+\
+@smallexample\
+           $1,480.00  Assets:Bank:Checking\
+              $-2.00  Liabilities:Taxes\
+@end smallexample}
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