Added beginning draft of manual for 3.0

This is being kept in Scrivener format, for ease of writing.

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+{\rtf1\ansi\ansicpg1252\cocoartf949\cocoasubrtf460
+{\fonttbl\f0\fmodern\fcharset0 Courier;}
+{\colortbl;\red255\green255\blue255;}
+\pard\tx560\tx1120\tx1680\tx2240\tx2800\tx3360\tx3920\tx4480\tx5040\tx5600\tx6160\tx6720\sl264\slmult1\ql\qnatural\pardirnatural
+
+\f0\fs28 \cf0 @c  -A, --average          report average posting amount\
+\
+To see the running total changed to a running average, use\
+@option\{-A\}.  The final posting's total will be the overall\
+average of all displayed postings.  The works in conjunction with\
+period reporting, so that you can see your monthly average expenses\
+with:\
+\
+@example\
+ledger -AM  reg ^expenses:food\
+ledger -AMn reg ^expenses\
+@end example\
+\
+This works in the balance report too:\
+\
+@example\
+ledger -AM  bal ^expenses:food\
+ledger -AMs bal ^expenses\
+@end example\
+\
+@c  -D, --deviation        report deviation from the average\
+\
+The @option\{-D\} option changes the running average into a deviation\
+from the running average.  This only makes sense in the register\
+report, however.\
+\
+@example\
+ledger -DM reg ^expenses:food\
+@end example\
+\
+@c  -%, --percentage       report balance totals as a percentile of the parent\
+\
+In the balance report only, @option\{-%\} changes the reported totals\
+into a percentage of the parent account.  This kind of report is\
+confusing if negative amounts are involved, and doesn't work at all if\
+multiple commodities occur in an account's history.  It has a somewhat\
+limited usefulness, therefore, but in certain cases it can be handy,\
+such as reviewing overall expenses:\
+\
+@example\
+ledger -%s -S T bal ^expenses\
+@end example}
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