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-
-\f0\fs28 \cf0 Keeping a budget allows you to pay closer attention to your income and\
-expenses, by reporting how far your actual financial activity is from\
-your expectations.\
-\
-To start keeping a budget, put some period transactions at the top of your\
-ledger file.  A period transaction is almost identical to a regular transaction,\
-except that it begins with a tilde and has a period expression in\
-place of a payee.  For example:\
-\
-@smallexample\
-~ Monthly\
-  Expenses:Rent               $500.00\
-  Expenses:Food               $450.00\
-  Expenses:Auto:Gas           $120.00\
-  Expenses:Insurance          $150.00\
-  Expenses:Phone              $125.00\
-  Expenses:Utilities          $100.00\
-  Expenses:Movies              $50.00\
-  Expenses                    $200.00  ; all other expenses\
-  Assets\
-\
-~ Yearly\
-  Expenses:Auto:Repair        $500.00\
-  Assets\
-@end smallexample\
-\
-These two period transactions give the usual monthly expenses, as well as\
-one typical yearly expense.  For help on finding out what your average\
-monthly expense is for any category, use a command like:\
-\
-@example\
-ledger -p "this year" -MAs bal ^expenses\
-@end example\
-\
-The reported totals are the current year's average for each account.\
-\
-Once these period transactions are defined, creating a budget report is as\
-easy as adding @option\{--budget\} to the command-line.  For example, a\
-typical monthly expense report would be:\
-\
-@example\
-ledger -M reg ^exp\
-@end example\
-\
-To see the same report balanced against your budget, use:\
-\
-@example\
-ledger --budget -M reg ^exp\
-@end example\
-\
-A budget report includes only those accounts that appear in the\
-budget.  To see all expenses balanced against the budget, use\
-@option\{--add-budget\}.  You can even see only the unbudgeted expenses\
-using @option\{--unbudgeted\}:\
-\
-@example\
-ledger --unbudgeted -M reg ^exp\
-@end example\
-\
-You can also use these flags with the @command\{balance\} command.}
\ No newline at end of file