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+<?xml version="1.0" encoding="UTF-8"?>
+<!DOCTYPE plist PUBLIC "-//Apple//DTD PLIST 1.0//EN" "http://www.apple.com/DTDs/PropertyList-1.0.dtd">
+<plist version="1.0">
+<dict>
+ <key>$archiver</key>
+ <string>NSKeyedArchiver</string>
+ <key>$objects</key>
+ <array>
+ <string>$null</string>
+ <dict>
+ <key>$class</key>
+ <dict>
+ <key>CF$UID</key>
+ <integer>37</integer>
+ </dict>
+ <key>NS.objects</key>
+ <array>
+ <dict>
+ <key>CF$UID</key>
+ <integer>2</integer>
+ </dict>
+ </array>
+ </dict>
+ <dict>
+ <key>$class</key>
+ <dict>
+ <key>CF$UID</key>
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+ </dict>
+ <key>NS.keys</key>
+ <array>
+ <dict>
+ <key>CF$UID</key>
+ <integer>3</integer>
+ </dict>
+ <dict>
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+ </dict>
+ <dict>
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+ </dict>
+ </array>
+ <key>NS.objects</key>
+ <array>
+ <dict>
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+ </dict>
+ <dict>
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+ </dict>
+ <dict>
+ <key>CF$UID</key>
+ <integer>35</integer>
+ </dict>
+ </array>
+ </dict>
+ <string>Title</string>
+ <string>Text</string>
+ <string>Date</string>
+ <string>Untitled Snapshot</string>
+ <dict>
+ <key>$class</key>
+ <dict>
+ <key>CF$UID</key>
+ <integer>34</integer>
+ </dict>
+ <key>NSAttributes</key>
+ <dict>
+ <key>CF$UID</key>
+ <integer>10</integer>
+ </dict>
+ <key>NSDelegate</key>
+ <dict>
+ <key>CF$UID</key>
+ <integer>0</integer>
+ </dict>
+ <key>NSString</key>
+ <dict>
+ <key>CF$UID</key>
+ <integer>8</integer>
+ </dict>
+ </dict>
+ <dict>
+ <key>$class</key>
+ <dict>
+ <key>CF$UID</key>
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+ </dict>
+ <key>NS.string</key>
+ <string>Accountants will talk of ``credits'' and ``debits'', but the meaning
+is often different from the layman's understanding. To avoid
+confusion, Ledger uses only subtractions and additions, although the
+underlying intent is the same as standard accounting principles.
+
+Recall that every posting will involve two or more accounts.
+Money is transferred from one or more accounts to one or more other
+accounts. To record the posting, an amount is @emph{subtracted}
+from the source accounts, and @emph{added} to the target accounts.
+
+In order to write a Ledger transaction correctly, you must determine where
+the money comes from and where it goes to. For example, when you are
+paid a salary, you must add money to your bank account and also
+subtract it from an income account:
+
+@smallexample
+9/29 My Employer
+ Assets:Checking $500.00
+ Income:Salary $-500.00
+@end smallexample
+
+Why is the Income a negative figure? When you look at the balance
+totals for your ledger, you may be surprised to see that Expenses are
+a positive figure, and Income is a negative figure. It may take some
+getting used to, but to properly use a general ledger you must think
+in terms of how money moves. Rather than Ledger ``fixing'' the minus
+signs, let's understand why they are there.
+
+When you earn money, the money has to come from somewhere. Let's call
+that somewhere ``society''. In order for society to give you an
+income, you must take money away (withdraw) from society in order to
+put it into (make a payment to) your bank. When you then spend that
+money, it leaves your bank account (a withdrawal) and goes back to
+society (a payment). This is why Income will appear negative---it
+reflects the money you have drawn from society---and why Expenses will
+be positive---it is the amount you've given back. These additions and
+subtractions will always cancel each other out in the end, because you
+don't have the ability to create new money: it must always come from
+somewhere, and in the end must always leave. This is the beginning of
+economy, after which the explanation gets terribly difficult.
+
+Based on that explanation, here's another way to look at your balance
+report: every negative figure means that that account or person or
+place has less money now than when you started your ledger; and every
+positive figure means that that account or person or place has more
+money now that when you started your ledger. Make sense?</string>
+ </dict>
+ <dict>
+ <key>$classes</key>
+ <array>
+ <string>NSMutableString</string>
+ <string>NSString</string>
+ <string>NSObject</string>
+ </array>
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+ <string>NSMutableString</string>
+ </dict>
+ <dict>
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+ <dict>
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+ </dict>
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+ <key>$classname</key>
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+ </dict>
+ <dict>
+ <key>$classes</key>
+ <array>
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+ <string>NSTextStorage</string>
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+ </array>
+ <key>$classname</key>
+ <string>NSMutableArray</string>
+ </dict>
+ </array>
+ <key>$top</key>
+ <dict>
+ <key>Snapshots</key>
+ <dict>
+ <key>CF$UID</key>
+ <integer>1</integer>
+ </dict>
+ </dict>
+ <key>$version</key>
+ <integer>100000</integer>
+</dict>
+</plist>