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+<?xml version="1.0" encoding="UTF-8"?>
+<!DOCTYPE plist PUBLIC "-//Apple//DTD PLIST 1.0//EN" "http://www.apple.com/DTDs/PropertyList-1.0.dtd">
+<plist version="1.0">
+<dict>
+ <key>$archiver</key>
+ <string>NSKeyedArchiver</string>
+ <key>$objects</key>
+ <array>
+ <string>$null</string>
+ <dict>
+ <key>$class</key>
+ <dict>
+ <key>CF$UID</key>
+ <integer>37</integer>
+ </dict>
+ <key>NS.objects</key>
+ <array>
+ <dict>
+ <key>CF$UID</key>
+ <integer>2</integer>
+ </dict>
+ </array>
+ </dict>
+ <dict>
+ <key>$class</key>
+ <dict>
+ <key>CF$UID</key>
+ <integer>33</integer>
+ </dict>
+ <key>NS.keys</key>
+ <array>
+ <dict>
+ <key>CF$UID</key>
+ <integer>3</integer>
+ </dict>
+ <dict>
+ <key>CF$UID</key>
+ <integer>4</integer>
+ </dict>
+ <dict>
+ <key>CF$UID</key>
+ <integer>5</integer>
+ </dict>
+ </array>
+ <key>NS.objects</key>
+ <array>
+ <dict>
+ <key>CF$UID</key>
+ <integer>6</integer>
+ </dict>
+ <dict>
+ <key>CF$UID</key>
+ <integer>7</integer>
+ </dict>
+ <dict>
+ <key>CF$UID</key>
+ <integer>35</integer>
+ </dict>
+ </array>
+ </dict>
+ <string>Title</string>
+ <string>Text</string>
+ <string>Date</string>
+ <string>Untitled Snapshot</string>
+ <dict>
+ <key>$class</key>
+ <dict>
+ <key>CF$UID</key>
+ <integer>34</integer>
+ </dict>
+ <key>NSAttributes</key>
+ <dict>
+ <key>CF$UID</key>
+ <integer>10</integer>
+ </dict>
+ <key>NSDelegate</key>
+ <dict>
+ <key>CF$UID</key>
+ <integer>0</integer>
+ </dict>
+ <key>NSString</key>
+ <dict>
+ <key>CF$UID</key>
+ <integer>8</integer>
+ </dict>
+ </dict>
+ <dict>
+ <key>$class</key>
+ <dict>
+ <key>CF$UID</key>
+ <integer>9</integer>
+ </dict>
+ <key>NS.string</key>
+ <string>Assets are money that you have, and Liabilities are money that you
+owe. ``Liabilities'' is just a more inclusive name for Debts.
+
+An Asset is typically increased by transferring money from an Income
+account, such as when you get paid. Here is a typical transaction:
+
+@smallexample
+2004/09/29 My Employer
+ Assets:Checking $500.00
+ Income:Salary
+@end smallexample
+
+Money, here, comes from an Income account belonging to ``My
+Employer'', and is transferred to your checking account. The money is
+now yours, which makes it an Asset.
+
+Liabilities track money owed to others. This can happen when you
+borrow money to buy something, or if you owe someone money. Here is
+an example of increasing a MasterCard liability by spending money with
+it:
+
+@smallexample
+2004/09/30 Restaurant
+ Expenses:Dining $25.00
+ Liabilities:MasterCard
+@end smallexample
+
+The Dining account balance now shows $25 spent on Dining, and a
+corresponding $25 owed on the MasterCard---and therefore shown as
+$-25.00. The MasterCard liability shows up as negative because it
+offsets the value of your assets.
+
+The combined total of your Assets and Liabilities is your net worth.
+So to see your current net worth, use this command:
+
+@example
+ledger balance ^assets ^liabilities
+@end example
+
+Relatedly, your Income accounts show up negative, because they
+transfer money @emph{from} an account in order to increase your
+assets. Your Expenses show up positive because that is where the
+money went to. The combined total of Income and Expenses is your cash
+flow. A positive cash flow means you are spending more than you make,
+since income is always a negative figure. To see your current cash
+flow, use this command:
+
+@example
+ledger balance ^income ^expenses
+@end example
+
+Another common question to ask of your expenses is: How much do I
+spend each month on X? Ledger provides a simple way of displaying
+monthly totals for any account. Here is an example that summarizes
+your monthly automobile expenses:
+
+@example
+ledger -M register expenses:auto
+@end example
+
+This assumes, of course, that you use account names like
+@samp{Expenses:Auto:Gas} and @samp{Expenses:Auto:Repair}.</string>
+ </dict>
+ <dict>
+ <key>$classes</key>
+ <array>
+ <string>NSMutableString</string>
+ <string>NSString</string>
+ <string>NSObject</string>
+ </array>
+ <key>$classname</key>
+ <string>NSMutableString</string>
+ </dict>
+ <dict>
+ <key>$class</key>
+ <dict>
+ <key>CF$UID</key>
+ <integer>33</integer>
+ </dict>
+ <key>NS.keys</key>
+ <array>
+ <dict>
+ <key>CF$UID</key>
+ <integer>11</integer>
+ </dict>
+ <dict>
+ <key>CF$UID</key>
+ <integer>12</integer>
+ </dict>
+ </array>
+ <key>NS.objects</key>
+ <array>
+ <dict>
+ <key>CF$UID</key>
+ <integer>13</integer>
+ </dict>
+ <dict>
+ <key>CF$UID</key>
+ <integer>30</integer>
+ </dict>
+ </array>
+ </dict>
+ <string>NSParagraphStyle</string>
+ <string>NSFont</string>
+ <dict>
+ <key>$class</key>
+ <dict>
+ <key>CF$UID</key>
+ <integer>29</integer>
+ </dict>
+ <key>NSAlignment</key>
+ <integer>4</integer>
+ <key>NSLineHeightMultiple</key>
+ <real>1.1000000238418579</real>
+ <key>NSTabStops</key>
+ <dict>
+ <key>CF$UID</key>
+ <integer>14</integer>
+ </dict>
+ </dict>
+ <dict>
+ <key>$class</key>
+ <dict>
+ <key>CF$UID</key>
+ <integer>28</integer>
+ </dict>
+ <key>NS.objects</key>
+ <array>
+ <dict>
+ <key>CF$UID</key>
+ <integer>15</integer>
+ </dict>
+ <dict>
+ <key>CF$UID</key>
+ <integer>17</integer>
+ </dict>
+ <dict>
+ <key>CF$UID</key>
+ <integer>18</integer>
+ </dict>
+ <dict>
+ <key>CF$UID</key>
+ <integer>19</integer>
+ </dict>
+ <dict>
+ <key>CF$UID</key>
+ <integer>20</integer>
+ </dict>
+ <dict>
+ <key>CF$UID</key>
+ <integer>21</integer>
+ </dict>
+ <dict>
+ <key>CF$UID</key>
+ <integer>22</integer>
+ </dict>
+ <dict>
+ <key>CF$UID</key>
+ <integer>23</integer>
+ </dict>
+ <dict>
+ <key>CF$UID</key>
+ <integer>24</integer>
+ </dict>
+ <dict>
+ <key>CF$UID</key>
+ <integer>25</integer>
+ </dict>
+ <dict>
+ <key>CF$UID</key>
+ <integer>26</integer>
+ </dict>
+ <dict>
+ <key>CF$UID</key>
+ <integer>27</integer>
+ </dict>
+ </array>
+ </dict>
+ <dict>
+ <key>$class</key>
+ <dict>
+ <key>CF$UID</key>
+ <integer>16</integer>
+ </dict>
+ <key>NSLocation</key>
+ <real>28</real>
+ </dict>
+ <dict>
+ <key>$classes</key>
+ <array>
+ <string>NSTextTab</string>
+ <string>NSObject</string>
+ </array>
+ <key>$classname</key>
+ <string>NSTextTab</string>
+ </dict>
+ <dict>
+ <key>$class</key>
+ <dict>
+ <key>CF$UID</key>
+ <integer>16</integer>
+ </dict>
+ <key>NSLocation</key>
+ <real>56</real>
+ </dict>
+ <dict>
+ <key>$class</key>
+ <dict>
+ <key>CF$UID</key>
+ <integer>16</integer>
+ </dict>
+ <key>NSLocation</key>
+ <real>84</real>
+ </dict>
+ <dict>
+ <key>$class</key>
+ <dict>
+ <key>CF$UID</key>
+ <integer>16</integer>
+ </dict>
+ <key>NSLocation</key>
+ <real>112</real>
+ </dict>
+ <dict>
+ <key>$class</key>
+ <dict>
+ <key>CF$UID</key>
+ <integer>16</integer>
+ </dict>
+ <key>NSLocation</key>
+ <real>140</real>
+ </dict>
+ <dict>
+ <key>$class</key>
+ <dict>
+ <key>CF$UID</key>
+ <integer>16</integer>
+ </dict>
+ <key>NSLocation</key>
+ <real>168</real>
+ </dict>
+ <dict>
+ <key>$class</key>
+ <dict>
+ <key>CF$UID</key>
+ <integer>16</integer>
+ </dict>
+ <key>NSLocation</key>
+ <real>196</real>
+ </dict>
+ <dict>
+ <key>$class</key>
+ <dict>
+ <key>CF$UID</key>
+ <integer>16</integer>
+ </dict>
+ <key>NSLocation</key>
+ <real>224</real>
+ </dict>
+ <dict>
+ <key>$class</key>
+ <dict>
+ <key>CF$UID</key>
+ <integer>16</integer>
+ </dict>
+ <key>NSLocation</key>
+ <real>252</real>
+ </dict>
+ <dict>
+ <key>$class</key>
+ <dict>
+ <key>CF$UID</key>
+ <integer>16</integer>
+ </dict>
+ <key>NSLocation</key>
+ <real>280</real>
+ </dict>
+ <dict>
+ <key>$class</key>
+ <dict>
+ <key>CF$UID</key>
+ <integer>16</integer>
+ </dict>
+ <key>NSLocation</key>
+ <real>308</real>
+ </dict>
+ <dict>
+ <key>$class</key>
+ <dict>
+ <key>CF$UID</key>
+ <integer>16</integer>
+ </dict>
+ <key>NSLocation</key>
+ <real>336</real>
+ </dict>
+ <dict>
+ <key>$classes</key>
+ <array>
+ <string>NSArray</string>
+ <string>NSObject</string>
+ </array>
+ <key>$classname</key>
+ <string>NSArray</string>
+ </dict>
+ <dict>
+ <key>$classes</key>
+ <array>
+ <string>NSParagraphStyle</string>
+ <string>NSObject</string>
+ </array>
+ <key>$classname</key>
+ <string>NSParagraphStyle</string>
+ </dict>
+ <dict>
+ <key>$class</key>
+ <dict>
+ <key>CF$UID</key>
+ <integer>32</integer>
+ </dict>
+ <key>NSName</key>
+ <dict>
+ <key>CF$UID</key>
+ <integer>31</integer>
+ </dict>
+ <key>NSSize</key>
+ <real>14</real>
+ <key>NSfFlags</key>
+ <integer>16</integer>
+ </dict>
+ <string>Courier</string>
+ <dict>
+ <key>$classes</key>
+ <array>
+ <string>NSFont</string>
+ <string>NSObject</string>
+ </array>
+ <key>$classname</key>
+ <string>NSFont</string>
+ </dict>
+ <dict>
+ <key>$classes</key>
+ <array>
+ <string>NSDictionary</string>
+ <string>NSObject</string>
+ </array>
+ <key>$classname</key>
+ <string>NSDictionary</string>
+ </dict>
+ <dict>
+ <key>$classes</key>
+ <array>
+ <string>KBWordCountingTextStorage</string>
+ <string>NSTextStorage</string>
+ <string>NSMutableAttributedString</string>
+ <string>NSAttributedString</string>
+ <string>NSObject</string>
+ </array>
+ <key>$classname</key>
+ <string>KBWordCountingTextStorage</string>
+ </dict>
+ <dict>
+ <key>$class</key>
+ <dict>
+ <key>CF$UID</key>
+ <integer>36</integer>
+ </dict>
+ <key>NS.time</key>
+ <real>267380389.18805301</real>
+ </dict>
+ <dict>
+ <key>$classes</key>
+ <array>
+ <string>NSDate</string>
+ <string>NSObject</string>
+ </array>
+ <key>$classname</key>
+ <string>NSDate</string>
+ </dict>
+ <dict>
+ <key>$classes</key>
+ <array>
+ <string>NSMutableArray</string>
+ <string>NSArray</string>
+ <string>NSObject</string>
+ </array>
+ <key>$classname</key>
+ <string>NSMutableArray</string>
+ </dict>
+ </array>
+ <key>$top</key>
+ <dict>
+ <key>Snapshots</key>
+ <dict>
+ <key>CF$UID</key>
+ <integer>1</integer>
+ </dict>
+ </dict>
+ <key>$version</key>
+ <integer>100000</integer>
+</dict>
+</plist>